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Early on I had a real estate agent ask me point blank

Posted on: February 19, 2020 at 21:44:00 CT
4TigersinMichigan MU
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why I was not using the full amount of my loan approval. I told her the bank was more optimistic about my ability to pay than I was wiling to be.

Personal responsibility.
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Why should student debt be cancelled? Were those loans - hefeweizen MU - 2/19 21:27:26
     I'm scrimping to pay my kid's college plus saving for the - TigerFan92 MU - 2/19 21:53:23
          BTW how do these kids get loans without their parents signin - TigerFan92 MU - 2/19 21:59:09
               when i went to school - meatiger MU - 2/19 22:02:47
     not forced on them - meatiger MU - 2/19 21:34:45
          RE: not forced on them - MOCO SON MU - 2/19 21:44:15
          Why shouldn't it have been given to them - Sal MU - 2/19 21:39:07
               Because it was bad debt(nm) - meatiger MU - 2/19 21:40:24
                    How can a lender determine - Sal MU - 2/19 21:41:05
                         I am not sure how meat believes the process should work - 4TigersinMichigan MU - 2/19 21:42:30
                         they do it every day - meatiger MU - 2/19 21:42:10
                              They borrowed the money, they should pay it back not - TigerMatt STL - 2/19 21:47:11
          Screwed over by allowing them to borrow money?(nm) - hefeweizen MU - 2/19 21:37:39
               yes(nm) - meatiger MU - 2/19 21:39:16
                    But it would be racist and sexist to deny them. (nm) - hefeweizen MU - 2/19 21:40:41
          Who forced them to take loans to pay for an education - 4TigersinMichigan MU - 2/19 21:36:11
               When we bought our current home about ten years ago we sat - DHighlander NWMSU - 2/19 21:48:08
                    RE: When we bought our current home about ten years ago we sat - meatiger MU - 2/19 21:56:15
                         I somewhat understand those laws. If I default on a house - DHighlander NWMSU - 2/19 22:04:52
                              I say if a person defaults on student loans their organs - Emoji Man MSU - 2/20 02:23:16
                              and then the housing crisis - meatiger MU - 2/19 22:10:42
                                   No doubt that the banks got swamped by foreclosures but - DHighlander NWMSU - 2/19 22:29:16
                    Yep - 4TigersinMichigan MU - 2/19 21:49:08
               Actually yes - meatiger MU - 2/19 21:38:58
                    Oh, they weren't told what a loan means? (nm) - hefeweizen MU - 2/19 21:43:39
                         RE: Oh, they weren't told what a loan means? (nm) - meatiger MU - 2/19 21:44:46
                              So they should be cancelled because of stupidity? (nm) - hefeweizen MU - 2/19 21:46:10
                                   RE: So they should be cancelled because of stupidity? (nm) - meatiger MU - 2/19 21:47:12
                                        RE: So they should be cancelled because of stupidity? (nm) - hefeweizen MU - 2/19 21:50:12
                                             yes i did - meatiger MU - 2/19 21:51:02
                                                  And you want them cancelled. Just admit it(nm) - hefeweizen MU - 2/19 21:52:36
                                                       Not at all - meatiger MU - 2/19 22:00:59
                                        Here we go - Sal MU - 2/19 21:48:13
                                             No - meatiger MU - 2/19 21:49:25
                                                  Go after them for what? Expecting to be paid?(nm) - hefeweizen MU - 2/19 21:52:00
                                                       RE: Go after them for what? Expecting to be paid?(nm) - meatiger MU - 2/19 22:11:47
                                                  RE: No - MOCO SON MU - 2/19 21:50:40
                                                       RE: No - meatiger MU - 2/19 21:51:58
                                                            RE: No - MOCO SON MU - 2/19 21:52:34
                                                  What is fraudulent when you are told the terms in advance of - TigerMatt STL - 2/19 21:50:27
                                                  how can it be fraud when it was a voluntary - Sal MU - 2/19 21:49:56
                              That is not the fault of the lender (nm) - Sal MU - 2/19 21:45:23
                    Well, this is where we disagree - 4TigersinMichigan MU - 2/19 21:41:36
                    Have you never applied for a mortgage before? - Sal MU - 2/19 21:40:39
                         Early on I had a real estate agent ask me point blank - 4TigersinMichigan MU - 2/19 21:44:00
                              The bank still had a limit...correct? - meatiger MU - 2/19 21:46:40
                                   I've had banks offer me 4X my income in mortgage loans. - TigerMatt STL - 2/19 21:52:56
                                        Exactly - Sal MU - 2/19 21:55:24
                                             I have done the same - meatiger MU - 2/19 21:58:40
                                                  High schools don't teach personal finance - ashtray UF - 2/19 22:21:04
                                                       agreed(nm) - meatiger MU - 2/19 22:26:44
                                   I agree we should have less money available - 4TigersinMichigan MU - 2/19 21:48:32
                                   RE: The bank still had a limit...correct? - MOCO SON MU - 2/19 21:48:28
                                   Nobody is stating the bank offers an unlimited loan (nm) - Sal MU - 2/19 21:47:18
                                        The government, with the help - meatiger MU - 2/19 21:48:10
                              correct (nm) - Sal MU - 2/19 21:44:46
                         Yes. Many times - meatiger MU - 2/19 21:43:10
                              you really seem clueless (nm) - Sal MU - 2/19 21:45:01
     it shouldn't be (nm) - Sal MU - 2/19 21:32:20
     And we punish those who scrimped, saved, worked - 4TigersinMichigan MU - 2/19 21:30:02
          yep, just like bailing out farmers, banks, - ashtray UF - 2/19 22:32:39
          RE: And we punish those who scrimped, saved, worked - MOCO SON MU - 2/19 21:31:00
     RE: Why should student debt be cancelled? Were those loans - MOCO SON MU - 2/19 21:29:11
     Never understood that(nm) - tigerNkc MU - 2/19 21:28:35




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