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and no one likes to hear it, but thats exactly how insurance

Posted on: September 14, 2018 at 11:34:34 CT
Joeboo MU
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works.

Yeah, you're paying too much while you're 20-50 years old. You aren't costing the insurance company anywhere close to what you're paying. Most people have no major health issues during those age ranges.

But you're paying in to cover the old people that are blowing through half a million a year in medical treatments. Just like young people will be footing your bill when it happens to you when you're old.

Edited by Joeboo at 11:35:26 on 09/14/18
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30 min procedure to get tubes in the ears - Hbombtiger STL - 9/14 10:40:19
     Did you go through insurance? Ours was going to be - tgr MU - 9/14 11:11:57
          That happens a lot, the only downside is that - Joeboo MU - 9/14 11:18:55
               high deductible insurance is pretty much worthless.(nm) - kmawv8 MU - 9/14 11:21:57
                    Tried going on the open market and buying low deductible - catbirdseat MU - 9/14 11:57:39
                    Meh. The cost is about the same for me. HIgher premiums - mizzou541 MU - 9/14 11:26:50
                         It is all about large companies (most who self insure) - catbirdseat MU - 9/14 11:48:34
                         that's the big thing. the rollover is really nice. No need - dangertim MU - 9/14 11:28:26
                              My FSA has rollover now. It didn't used to. (nm) - kmawv8 MU - 9/14 11:30:24
                                   That's nice (nm) - mizzou541 MU - 9/14 11:31:45
                              Yep. And my company puts like $500 a year in there and if I - mizzou541 MU - 9/14 11:30:04
                                   I'm in the exact same boat. I don't think I've used more - dangertim MU - 9/14 11:32:37
                                   Yeah, my wife's company puts $500 per year, each, in our HSA - Joeboo MU - 9/14 11:31:20
                    its basically "attacked by a dragon" coverage. - colonel angus beef KC - 9/14 11:24:56
                         That's my complaint. It doesn't even cover breaking your - kmawv8 MU - 9/14 11:28:23
                              it just prevents bankruptcy, nothing more. - colonel angus beef KC - 9/14 11:39:36
                    It sucks but I also don't have to pay for my insurance since - tgr MU - 9/14 11:23:59
                    you could argue that all insurance is worthless - Joeboo MU - 9/14 11:23:48
                         even when we used it, we still got nickle and dimed to death - dangertim MU - 9/14 11:25:20
                              Luckily my family is in a situation financially where - Joeboo MU - 9/14 11:26:54
                    not when you can dump money tax free into a HSA. - dangertim MU - 9/14 11:23:29
                         HSA is really nice once you have kids - Joeboo MU - 9/14 11:25:14
                              Yep. It's nice to get that money upfront Jan 1. - kmawv8 MU - 9/14 11:26:33
                                   I'll pay for health insurance for the rest of my life and be - Joeboo MU - 9/14 11:28:36
                                        Same for my parents, my mother has cancer - Domino MU - 9/14 11:31:47
                                             and no one likes to hear it, but thats exactly how insurance - Joeboo MU - 9/14 11:34:34
                                                  oh yeah, baby, say that again!(nm) - dangertim MU - 9/14 11:58:10
                                   Isn't that FSA, not HSA where you get money Jan 1 and you - mizzou541 MU - 9/14 11:27:45
                                        Yeah, sorry. I do FSA not HSA. (nm) - kmawv8 MU - 9/14 11:28:44
     Do you not have insurance? - kmawv8 MU - 9/14 10:59:25
     They wanted to do that to me as a kid - Domino MU - 9/14 10:51:02
     that's like two prime time weather broadcasts, max. stop - dangertim MU - 9/14 10:50:10
          Do you remember Zip Rzeppa? (nm) - TheWildcat STL - 9/14 10:53:36
               no....i'm trying to think back to news people from my - dangertim MU - 9/14 10:58:53
     My 11-month old handled it fine - don't be a wimp(nm) - LimerNick MU - 9/14 10:49:20
          BRAZZERS. - colonel angus beef KC - 9/14 10:49:45
               Too old - Kaw(nm) - LimerNick MU - 9/14 10:51:47
     don't do it - TheShoe STL - 9/14 10:44:02
          I disagree completely. - kmawv8 MU - 9/14 11:01:05
     try just regular headphones. - colonel angus beef KC - 9/14 10:42:02
          Seriously LOL. nm - Nebraska99 STL - 9/14 10:43:39




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