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HSA is really nice once you have kids

Posted on: September 14, 2018 at 11:25:14 CT
Joeboo MU
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I've always had one, but pretty much had no medical expenses other than regular dentist and eye dr checkups.

We use our HSA account a lot now with our kid, we've probably spent more on him for doctor & pediatrician vists in these first 5 years than I've spent on myself in the last 20 years.
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30 min procedure to get tubes in the ears - Hbombtiger STL - 9/14 10:40:19
     Did you go through insurance? Ours was going to be - tgr MU - 9/14 11:11:57
          That happens a lot, the only downside is that - Joeboo MU - 9/14 11:18:55
               high deductible insurance is pretty much worthless.(nm) - kmawv8 MU - 9/14 11:21:57
                    Tried going on the open market and buying low deductible - catbirdseat MU - 9/14 11:57:39
                    Meh. The cost is about the same for me. HIgher premiums - mizzou541 MU - 9/14 11:26:50
                         It is all about large companies (most who self insure) - catbirdseat MU - 9/14 11:48:34
                         that's the big thing. the rollover is really nice. No need - dangertim MU - 9/14 11:28:26
                              My FSA has rollover now. It didn't used to. (nm) - kmawv8 MU - 9/14 11:30:24
                                   That's nice (nm) - mizzou541 MU - 9/14 11:31:45
                              Yep. And my company puts like $500 a year in there and if I - mizzou541 MU - 9/14 11:30:04
                                   I'm in the exact same boat. I don't think I've used more - dangertim MU - 9/14 11:32:37
                                   Yeah, my wife's company puts $500 per year, each, in our HSA - Joeboo MU - 9/14 11:31:20
                    its basically "attacked by a dragon" coverage. - colonel angus beef KC - 9/14 11:24:56
                         That's my complaint. It doesn't even cover breaking your - kmawv8 MU - 9/14 11:28:23
                              it just prevents bankruptcy, nothing more. - colonel angus beef KC - 9/14 11:39:36
                    It sucks but I also don't have to pay for my insurance since - tgr MU - 9/14 11:23:59
                    you could argue that all insurance is worthless - Joeboo MU - 9/14 11:23:48
                         even when we used it, we still got nickle and dimed to death - dangertim MU - 9/14 11:25:20
                              Luckily my family is in a situation financially where - Joeboo MU - 9/14 11:26:54
                    not when you can dump money tax free into a HSA. - dangertim MU - 9/14 11:23:29
                         HSA is really nice once you have kids - Joeboo MU - 9/14 11:25:14
                              Yep. It's nice to get that money upfront Jan 1. - kmawv8 MU - 9/14 11:26:33
                                   I'll pay for health insurance for the rest of my life and be - Joeboo MU - 9/14 11:28:36
                                        Same for my parents, my mother has cancer - Domino MU - 9/14 11:31:47
                                             and no one likes to hear it, but thats exactly how insurance - Joeboo MU - 9/14 11:34:34
                                                  oh yeah, baby, say that again!(nm) - dangertim MU - 9/14 11:58:10
                                   Isn't that FSA, not HSA where you get money Jan 1 and you - mizzou541 MU - 9/14 11:27:45
                                        Yeah, sorry. I do FSA not HSA. (nm) - kmawv8 MU - 9/14 11:28:44
     Do you not have insurance? - kmawv8 MU - 9/14 10:59:25
     They wanted to do that to me as a kid - Domino MU - 9/14 10:51:02
     that's like two prime time weather broadcasts, max. stop - dangertim MU - 9/14 10:50:10
          Do you remember Zip Rzeppa? (nm) - TheWildcat STL - 9/14 10:53:36
               no....i'm trying to think back to news people from my - dangertim MU - 9/14 10:58:53
     My 11-month old handled it fine - don't be a wimp(nm) - LimerNick MU - 9/14 10:49:20
          BRAZZERS. - colonel angus beef KC - 9/14 10:49:45
               Too old - Kaw(nm) - LimerNick MU - 9/14 10:51:47
     don't do it - TheShoe STL - 9/14 10:44:02
          I disagree completely. - kmawv8 MU - 9/14 11:01:05
     try just regular headphones. - colonel angus beef KC - 9/14 10:42:02
          Seriously LOL. nm - Nebraska99 STL - 9/14 10:43:39




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