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Meh. The cost is about the same for me. HIgher premiums

Posted on: September 14, 2018 at 11:26:50 CT

mizzou541 KC

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M.O.B. Votes:

with other insurance is about the same as lower premiums plus what I put in my HSA. HSA is enough to cover my deductible if I meet it and if I don't, the money is still mine.

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MESSAGE THREAD

30 min procedure to get tubes in the ears - Hbombtiger STL - 9/14 10:40:19

Did you go through insurance? Ours was going to be - tgr MU

- 9/14 11:11:57

That happens a lot, the only downside is that - Joeboo MU

- 9/14 11:18:55

high deductible insurance is pretty much worthless.(nm) - kmawv8 MU - 9/14 11:21:57

Tried going on the open market and buying low deductible - catbirdseat MU

- 9/14 11:57:39

Meh. The cost is about the same for me. HIgher premiums - mizzou541 MU

- 9/14 11:26:50

It is all about large companies (most who self insure) - catbirdseat MU

- 9/14 11:48:34

that's the big thing. the rollover is really nice. No need - dangertim MU

- 9/14 11:28:26

My FSA has rollover now. It didn't used to. (nm) - kmawv8 MU - 9/14 11:30:24

That's nice (nm) - mizzou541 MU

- 9/14 11:31:45

Yep. And my company puts like $500 a year in there and if I - mizzou541 MU

- 9/14 11:30:04

I'm in the exact same boat. I don't think I've used more - dangertim MU

- 9/14 11:32:37

Yeah, my wife's company puts $500 per year, each, in our HSA - Joeboo MU

- 9/14 11:31:20

its basically "attacked by a dragon" coverage. - colonel angus beef KC - 9/14 11:24:56

That's my complaint. It doesn't even cover breaking your - kmawv8 MU - 9/14 11:28:23

it just prevents bankruptcy, nothing more. - colonel angus beef KC - 9/14 11:39:36

It sucks but I also don't have to pay for my insurance since - tgr MU

- 9/14 11:23:59

you could argue that all insurance is worthless - Joeboo MU

- 9/14 11:23:48

even when we used it, we still got nickle and dimed to death - dangertim MU

- 9/14 11:25:20

Luckily my family is in a situation financially where - Joeboo MU

- 9/14 11:26:54

not when you can dump money tax free into a HSA. - dangertim MU

- 9/14 11:23:29

HSA is really nice once you have kids - Joeboo MU

- 9/14 11:25:14

Yep. It's nice to get that money upfront Jan 1. - kmawv8 MU - 9/14 11:26:33

I'll pay for health insurance for the rest of my life and be - Joeboo MU

- 9/14 11:28:36

Same for my parents, my mother has cancer - Domino MU

- 9/14 11:31:47

and no one likes to hear it, but thats exactly how insurance - Joeboo MU

- 9/14 11:34:34

oh yeah, baby, say that again!(nm) - dangertim MU

- 9/14 11:58:10

Isn't that FSA, not HSA where you get money Jan 1 and you - mizzou541 MU

- 9/14 11:27:45

Yeah, sorry. I do FSA not HSA. (nm) - kmawv8 MU - 9/14 11:28:44

Do you not have insurance? - kmawv8 MU - 9/14 10:59:25

They wanted to do that to me as a kid - Domino MU

- 9/14 10:51:02

that's like two prime time weather broadcasts, max. stop - dangertim MU

- 9/14 10:50:10

Do you remember Zip Rzeppa? (nm) - TheWildcat STL - 9/14 10:53:36

no....i'm trying to think back to news people from my - dangertim MU

- 9/14 10:58:53

My 11-month old handled it fine - don't be a wimp(nm) - LimerNick MU - 9/14 10:49:20

BRAZZERS. - colonel angus beef KC - 9/14 10:49:45

Too old - Kaw(nm) - LimerNick MU - 9/14 10:51:47

don't do it - TheShoe STL - 9/14 10:44:02

I disagree completely. - kmawv8 MU - 9/14 11:01:05

try just regular headphones. - colonel angus beef KC - 9/14 10:42:02

Seriously LOL. nm - Nebraska99 STL - 9/14 10:43:39