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There are multiple ways to address that type of thing.
Posted on: November 11, 2016 at 19:35:09 CT
JeffB MU
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Some states had already mandated that there be no way to charge extra for preexisting conditions or to put a cap on how much extra could be charged.
In Missouri we had the Missouri Health Insurance pool. The insurance companies subsidized it. Policy prices were set at 2X the standard rate. Someone with AIDS, cancer, diabetes, drug additions or all of the above could get coverage at those guaranteed rates.
Someone called be right before Obamacare kicked in. The price for his family was less than 1/3 the price of the Obamacare policy. They were healthy, but even if he had AIDS he could have put the whole family in the MOHIP and paid about 1/3 less than what they would have had to pay in the Obamacare plan. He also had the option of insuring himself in MOHIP and let the rest of the family pay the lower standard rates and saved even more.
Obamacare just added TONS of regulations and red tape that was constantly changing, driving many companies out of the market and drove the ones that stayed in nuts. They were complaining that they couldn't come up with rates because the Obama bureaucracy kept changing the rules and couldn't tell them what things were going to be covered, co-pays etc.
All Obamacare did was add many layers or regulations and red tape and bureaucracy to the healthcare system. There was no way it was going to make things cheaper and they knew it... but they lied through their teeth.
In Missouri we had the Missouri Health Insurance pool. The insurance companies subsidized it. Policy prices were set at 2X the standard rate. Someone with AIDS, cancer, diabetes, drug additions or all of the above could get coverage at those guaranteed rates.
Someone called be right before Obamacare kicked in. The price for his family was less than 1/3 the price of the Obamacare policy. They were healthy, but even if he had AIDS he could have put the whole family in the MOHIP and paid about 1/3 less than what they would have had to pay in the Obamacare plan. He also had the option of insuring himself in MOHIP and let the rest of the family pay the lower standard rates and saved even more.
Obamacare just added TONS of regulations and red tape that was constantly changing, driving many companies out of the market and drove the ones that stayed in nuts. They were complaining that they couldn't come up with rates because the Obama bureaucracy kept changing the rules and couldn't tell them what things were going to be covered, co-pays etc.
All Obamacare did was add many layers or regulations and red tape and bureaucracy to the healthcare system. There was no way it was going to make things cheaper and they knew it... but they lied through their teeth.
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There are multiple ways to address that type of thing. - JeffB MU - 11/11 19:35:09