traditional family among the black and Hispanic population
https://ifstudies.org/blog/family-breakdown-and-americas-welfare-system
.....From 1890 to 1950, black women had a higher marriage rate than white women. And in 1950, just 9% of black children lived without their father. By 1960, the black marriage rate had declined but remained close to the white marriage rate. In other words, despite open racism and widespread poverty, strong black families used to be the norm.
But by the mid-1980s, black fatherlessness skyrocketed. Today, only 44% of black children have a father in the home. In unison, the rate of black out-of-wedlock births went from 24.5% in 1964 to 70.7% by 1994, roughly where it stands today.
One contributor to family breakdown, which soon spread to the poor and working-class white family, may have been welfare expansion. Cash welfare in meager form existed since 1935,4 and some welfare expansion took place during the Kennedy administration. But under Johnson’s Great Society, which began in 1964, benefits became substantially more generous and came under greater control of the federal government.
In the words of Harvard’s Paul Peterson, “some programs actively discouraged marriage,” because “welfare assistance went to mothers so long as no male was boarding in the household… Marriage to an employed male, even one earning the minimum wage, placed at risk a mother’s economic well-being.” Infamous “man in the house” rules meant that welfare workers would randomly appear in homes to check and see if the mother was accurately reporting her family-status.
The benefits available were extremely generous. According to Peterson, it was “estimated that in 1975 a household head would have to earn $20,000 a year to have more resources than what could be obtained from Great Society programs.” In today’s dollars, that’s over $90,000 per year in earnings.
That may be a reason why, in 1964, only 7% of American children were born out of wedlock, compared to 40% today. As Jason Riley has noted, “the government paid mothers to keep fathers out of the home—and paid them well.”
Identifying welfare as a contributor—along with shifts in the labor market and de-industrialization—explains why fatherlessness has spread as it has.5 For example, racial differences in marriage rates may be largely due to racial income disparities, which lead to stiffer marriage penalties for black adults.6 And today, many means-tested programs7 reach into the working class and lower-middle-class, which corresponds with a decline in marriage among these groups.8
In today’s America, four-in-10 families with children receive support from at least one means-tested transfer program.9 One study found that almost a third of Americans said they personally know someone who chose not to marry due to the fear of losing a benefit.