This whole myth that the government helps out black people, it's just to make white people feel better about themselves. Go to the SBA and see what the statistics are for business loans for minorities. Hint: a lot lower than white people.
https://www.forbes.com/sites/forbesfinancecouncil/2018/01/22/why-minorities-have-so-much-trouble-accessing-small-business-loans/
Meanwhile, if a white person doesn't get financing, he can go to his family. where usually his parents or his in-laws will give him the money (from the generational money that's been passed down0, and he can falsely say he started his business on his own..