It probably depends on how comfortable you are
Posted on: March 14, 2019 at 15:45:14 CT
Joeboo
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coordinating your own repairs, locally, in the case of a claim.
A local agent is likely going to have good referrals for roofers, plumbers, body shops, things of that sort whom they've worked with a lot over the years and trust to do right by their clients. A lot of my referrals are in situations where there isn't a claim and insurance isn't even involved. Someone needing a roofer for a small repair job, or just to work up an estimate on a leak that was discovered, things like that.
If you don't need any of that, then I'd choose purely based upon a coverage/price scenario.
Safeco has some crazy good coverages on their homes and autos that you don't see many other places(assuming your agent quotes you those packages with those coverages). Things like new car replacement, vanishing deductibles, blanket deductibles(if your home & autos get hit in a storm, you aren't paying multiple deductibles), claims-free cash back, etc.
Edited by Joeboo at 15:46:14 on 03/14/19