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Do I carry Homeowner's insurance to protect the mortgage

Posted on: January 4, 2019 at 10:04:37 CT
Tigrrrr! MU
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company's interest in my home and to protect myself from liability should an accident befall my guests, visitors and trespassers on my property?
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Quick poll: I don't carry auto insurance. Who is the victim? - pickle MU - 1/4 09:43:34
     D - MIZ45 MU - 1/4 10:58:52
     Today...no one - meatiger MU - 1/4 10:17:33
          The answer is always D (nm) - pickle MU - 1/4 10:38:35
               So what is your solution to the occurrence of B)? - Mizzou Lou KC - 1/4 10:47:39
                    i don't have one - pickle MU - 1/4 10:49:12
                         "Hope"? - Mizzou Lou KC - 1/4 10:52:41
                              Yes, hope. But "I don't know" was my answer to your question - pickle MU - 1/4 10:58:27
                                   I'm not missing the point at all - Mizzou Lou KC - 1/4 11:24:35
                                        You are missing the point, Lou - pickle MU - 1/4 11:48:53
                                             And I have stated as mamy times, including today - Mizzou Lou KC - 1/4 18:42:56
               THAT'S WHAT SHE SAID!!!(nm) - cnk ATL - 1/4 10:43:14
          They still wouldn't be a victim of him not having auto - Ragnar Danneskjold MU - 1/4 10:26:42
               correct - and there were so many victims of this combination - tigerdb MU - 1/4 10:48:00
               isn't it astonishing how folks let their presumptions and - 90Tiger MU - 1/4 10:37:27
               Agree, but play out the facts. How is the person made - tman MU - 1/4 10:29:50
                    No one is ever "made whole" - pickle MU - 1/4 10:39:40
                         Should that be required - tman MU - 1/4 10:42:27
                              That's for the property owner (i.e. the insurance provider) - pickle MU - 1/4 10:47:59
                                   So people have no personal responsibility - tman MU - 1/4 10:48:53
                                        you didn't ask about personal responsibility - pickle MU - 1/4 10:50:30
                                             Is personal liability better. It appears you agree - tman MU - 1/4 10:59:26
                                                  Better than what? I'm not sure where you're going here - pickle MU - 1/4 11:21:07
                    How are they made whole if someone who refuses to - Ragnar Danneskjold MU - 1/4 10:31:14
                         You are changing the paradigm as now you have a victim - tman MU - 1/4 10:41:01
                              You would still be able to purchase uninsured motorist - Ragnar Danneskjold MU - 1/4 10:44:15
                                   Under what basis for the civil suit. Also don't forget - tman MU - 1/4 10:46:33
                                        You are very confused (nm) - pickle MU - 1/4 11:50:26
                                        huh? negligence suits aren't dependent on the defendant - Ragnar Danneskjold MU - 1/4 10:51:05
                                             In pickletopia they are dependent on whether or not the - Tigrrrr! MU - 1/4 11:01:03
          I don't think there should be criminal penalties based on - ummmm MU - 1/4 10:22:18
               I agree(nm) - meatiger MU - 1/4 10:23:34
                    RE: I agree(nm) - 90Tiger MU - 1/4 10:37:54
                         RE: I agree(nm) - meatiger MU - 1/4 10:45:29
                    I will play along with no law requiring car insurance - tman MU - 1/4 10:29:00
                         That can happen with insurance. - ummmm MU - 1/4 10:32:40
                              Yes, but you at least have recourse via courts - tman MU - 1/4 10:43:54
                                   I'm saying that you can cause some serious injuries - ummmm MU - 1/4 10:45:15
                                        Understand, but your basis for going after them - tman MU - 1/4 10:48:07
                                             What basis? And who is going after who here? (nm) - ummmm MU - 1/4 10:49:54
                         That should be the punishment - Mormad MU - 1/4 10:31:51
                    I could also see a point - meatiger MU - 1/4 10:25:25
                         Yes, also private road companies would very likely carry - ummmm MU - 1/4 10:32:00
                              Not sure I agree with the last part - meatiger MU - 1/4 10:34:41
                                   They may purport to care, but they don't have the best - ummmm MU - 1/4 10:38:04
                                        RE: They may purport to care, but they don't have the best - meatiger MU - 1/4 10:44:51
                                             Also, progress may occur from public roads but at a far - ummmm MU - 1/4 10:47:00
                                                  Not sure I agree with that(nm) - meatiger MU - 1/4 10:49:23
                                             Cars are becoming safer for one. (nm) - ummmm MU - 1/4 10:45:59
                                                  for sure - meatiger MU - 1/4 10:48:07
     Hmmm. Interesting question. I have one before I answer. Do - Emoji Man MSU - 1/4 10:15:50
     Anyone dealing with you, will always be the victim. - RHAYWORTH MU - 1/4 10:10:16
          Pickle holds infringement to be the foundation of his - 90Tiger MU - 1/4 10:13:20
     Wrong board - Spanky KU - 1/4 10:03:35
          Don't worry he doesn't have a car either - mu7176grad MU - 1/4 10:04:40
               Then why be concerned about it(nm) - Mormad MU - 1/4 10:05:13
     ^^^troll bait^^^ (nm) - Tigrrrr! MU - 1/4 09:56:33
          Do you support the ACA? Mandated health insurance? (nm) - pickle MU - 1/4 09:59:06
               Not at all the same risk profile - FootballRefugee MU - 1/4 10:11:03
                    Risk is irrelevant to the issue here (nm) - pickle MU - 1/4 10:14:17
                         Even more wrong - FootballRefugee MU - 1/4 10:21:27
                              the issue is being forced to purchase a product - pickle MU - 1/4 10:30:59
                                   You are failing to make your point - FootballRefugee MU - 1/4 10:33:31
                                        Have a good weekend, FR (nm) - pickle MU - 1/4 10:45:12
                                        no, he's made the point and you're being bull-headed - 90Tiger MU - 1/4 10:41:23
               Do I carry Homeowner's insurance to protect the mortgage - Tigrrrr! MU - 1/4 10:04:37
                    answer the question, please - pickle MU - 1/4 10:06:55
                         You answer the question. My Homeowner's insurance question - Tigrrrr! MU - 1/4 10:09:07
                              Which of us is trying to have discussion? (nm) - pickle MU - 1/4 10:14:47
                                   Your comparison is irrelevant. Mine is not. * - Tigrrrr! MU - 1/4 10:18:10
                                        The comparison is relevant based on your scenario - pickle MU - 1/4 10:21:33
                                             Health insurance isn't liability insurance - FootballRefugee MU - 1/4 10:23:03
                                                  Both are products a person is *forced* to purchase - pickle MU - 1/4 10:28:52
                                                       I was never forced to purchase healthcare insurance. - Tigrrrr! MU - 1/4 13:32:11
                                                       The ACA mandate is gone - FootballRefugee MU - 1/4 10:29:40
                                                            Also irrelevant (nm) - pickle MU - 1/4 10:31:23
                                                  But some of the same societal arguments are used - Mormad MU - 1/4 10:25:24
                                                       It's still not direct harm to others - FootballRefugee MU - 1/4 10:28:07
                                                            Who am I harming by not having auto insurance? (nm) - pickle MU - 1/4 10:29:31
                                                                 You can self insure if you can prove adequate financial - FootballRefugee MU - 1/4 10:35:34
                                                                      You didn't answer the question (nm) - pickle MU - 1/4 10:37:16
                                                                           totally incorrect on your part - FootballRefugee MU - 1/4 12:45:51
                                                                           Yes he did(nm) - Tigrrrr! MU - 1/4 10:48:44
     You conveniently left out the correct answer (nm) - mizzouSECedes STL - 1/4 09:51:13
          what did I overlook? (nm) - pickle MU - 1/4 09:51:52
               I retract my post - mizzouSECedes STL - 1/4 09:56:54
     The argument is that it's potentially B & C - Mormad MU - 1/4 09:47:39
          They aren't victims because he didn't have insurance - Ragnar Danneskjold MU - 1/4 09:54:32
               ...so we're all required to demonstrate financial - FootballRefugee MU - 1/4 10:37:30
               Thank you (nm) - pickle MU - 1/4 09:58:32
               pickles would just make them his servant until the debt is - Tigrrrr! MU - 1/4 09:55:49
          I'm sitting at home with a beer and watching football - pickle MU - 1/4 09:51:28
               Why do you have an auto if you're sitting at home with a - tigerdb MU - 1/4 09:52:31
                    do you drive 24x7x365? do you carry auto insurance? - 90Tiger MU - 1/4 09:58:09
                         Passengers on the short bus, definitely do not need auto - tigerdb MU - 1/4 10:00:50
                              you're a child, and you can't carry on a rational conversati - 90Tiger MU - 1/4 10:01:46
                                   lol teets... - tigerdb MU - 1/4 10:03:37
                                        you don't understand his argument nor do you have any - 90Tiger MU - 1/4 10:14:16
                                             I understood - that's pickles schtick - tigerdb MU - 1/4 10:16:43
                                                  lol oh dear(nm) - Ragnar Danneskjold MU - 1/4 10:17:47
                                                  You clearly don't understand at all. That's obvious to - 90Tiger MU - 1/4 10:17:36
                                        No I didn't. (nm) - pickle MU - 1/4 10:13:53
                                        He didn't ask why he needed auto insurance if he's sitting - Ragnar Danneskjold MU - 1/4 10:10:15
                                             RE: He didn't ask why he needed auto insurance if he's sitting - tigerdb MU - 1/4 10:18:32
                                                  No it wasn't (nm) - pickle MU - 1/4 10:29:56
                                                       Yes, it was(nm) - tigerdb MU - 1/4 10:48:58
                                                            It wasn't - pickle MU - 1/4 10:59:19
                                                                 It was.. - tigerdb MU - 1/4 12:12:08
                                                  dude just stop(nm) - Ragnar Danneskjold MU - 1/4 10:24:54
                                                  lmfao, no. gods below you're an idiot when it comes to - 90Tiger MU - 1/4 10:22:30
                                        You countered with a strawman - mizzouSECedes STL - 1/4 10:07:04
                                             Absolutely. - tigerdb MU - 1/4 10:15:35
                    Because his license is suspended for not having insurance. - Tigrrrr! MU - 1/4 09:55:09
                         His mom grounded him. Nm - hokie VT - 1/4 10:00:00
          Turning "E" into victims is quite tortured. (nm) - ummmm MU - 1/4 09:51:02
               I agree, they're more properly classified as beneficiaries - Mormad MU - 1/4 09:54:36
     D. (nm) - ummmm MU - 1/4 09:46:33
     D. if you cause property or personal damage - 90Tiger MU - 1/4 09:45:11
          His parents. Nm - hokie VT - 1/4 09:46:00
               you're a child (nm) - 90Tiger MU - 1/4 09:58:33
                    Sorry princess. I realize now that picking on the pickle - hokie VT - 1/4 10:02:53
                         Personalizing this about "90 and pickle" or "you and me"' - 90Tiger MU - 1/4 10:15:36
     D(nm) - Ragnar Danneskjold MU - 1/4 09:44:50




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