I'm not dodging the issue webby, you just don't listen.

Posted on: October 25, 2016 at 15:15:45 CT

The problem with pre existing conditions, isn't evil Insurance companies, it's math.

Insurance works because most people don't use it, and when premiums collected, companies have enough money to cover the people who do have to use it.

Obamacare is screwed, because it's much cheaper to not get insurance period. So, you simply wait until you need it, then you buy a subsidized Obamacare plan.

what really happens, is only the most expensive people , people who use 10 times the healthcare they pay for, (or more) sign up. The healthy? They just pay the fine, or thanks to taxes, don't make enough to even have to pay that.

I've installed benefit systems at over ten companies, webby, so I'm not buying your storyline either.

How can you provide a cheap insurance plan for an unhealthy customer? Only when you have hundreds upon hundreds of healthy ones paying, and not using. Premiums are set , based on age, sex, and statistics.

Insurance is nothing more than math. actuarial math, to be precise. and yes, having been employed in the field, I know what it is.

Obamacare is a massive actuarial failure, primarily due to it being cheaper to wait until you need healthcare to buy something.

Congress may not have been smart enough to understand that, but the american public was.